$149
per month, RIA solo pilot
$399
per month, per advisor seat
5 min
signed plan to live checklist
What Planguard runs for RIAs
Four primitives that turn the signed plan into a finished household.
Each one is the missing piece the advisor-signed plan needs after the meeting ends — assembled into a single executed-advice loop your firm runs every week.
PDF-to-checklist
Drop the advisor-signed plan PDF. Planguard extracts the action items, dates, and document requests, grouped by clause.
Deadline calendar
Every extracted item lands on a calendar with a priority score tied to deadline + dollar impact. Largest exposures surface first.
Weekly nudges
Clients receive a steady weekly accountability email — what’s done, what’s queued, what’s slipping. Advisors see the same trail on the dashboard.
Drip campaigns
Multi-step recurring cadences (renewal reminders, quarterly reviews, annual re-shop) live in the templates library and fire on the cadence you set.
The executed-advice loop
Upload signed plan → AI extracts checklist → weekly accountability cadence.
From a signed plan PDF to a tracked, accountable household in a week — drip campaigns carry the cadence forward so renewals, quarterly reviews, and annual re-shops land on time too.
Upload the advisor-signed plan
Signed PDF drops in once. Planguard reads the document the household actually agreed to — not the recap, not the meeting notes.
AI extracts the checklist and priority scores
Action items, dates, and a dollar-impact score per item — grouped by clause, ranked, and stamped on the deadline calendar.
Run the weekly accountability cadence
Clients get a steady weekly nudge; advisors see what’s done, what’s slipping, and what to chase — backed by the drip-campaigns library.
Why RIA firms pick Planguard
We work from the plan the client signed, not the meeting notes your advisor remembered.
Jump, Zocks, Pulse360, and Warmer all capture what the advisor said on the call. Planguard reads the document the household actually agreed to — which is why firms documenting SECURE Act 2.0 engagement trails and Reg BI recordkeeping pick it.
- Reads the signed PDF — the document the household agreed to.
- Every action item tied back to the original clause it came from.
- Full timestamped trail — feeds SECURE Act 2.0 + Reg BI review.
- Catches the items that never made it into a meeting recap.
- Captures only what the advisor said out loud on the call.
- Items survive as notes — untethered from the plan of record.
- Engagement trail exists, but not against the plan your client signed.
- No roadmap for the things nobody thought to mention.
How it works
Five stages from a signed plan to a household that’s done.
PDF-to-checklist · deadline calendar · weekly nudges · drip campaigns · the trail — every stage leaves a timestamped audit artifact. Your compliance team reads the same trail as the advisor, single source of truth across the firm.
Signed plan lands in the advisor inbox
Plan PDF — advisor or paraplanner wrote it — drops in once. Planguard reads the artifact the household actually agreed to.
AI extracts the checklist by clause
Action items, deadlines, document requests pull out of the document — grouped by the clause they came from, ready to track.
Deadline calendar scores by impact
Each item gets a priority score tied to dollar impact and time sensitivity. The biggest exposures land first on the deadline calendar.
Document requests go out per recipient
Per-recipient context — advisor, custodian, client, spouse — with the right wording per counterparty, fired through your drip campaigns.
Weekly accountability + audits
Client gets a steady weekly nudge cadence. Advisor sees per-client rows on the executed-advice loop. Compliance reads the same trail as a timestamped log.
Built for
Three shapes of RIA firm. Same plan-to-action gap on the table.
Whether you’re a solo advisor running the loop yourself or a multi-office firm with a compliance lead, the executed-advice loop is the same product — solo pilot first, per-team when you’re ready.
Solo advisor + paraplanner · 50–150 households
You already write the plans. Planguard turns every signed one into a tracked, prioritized, accountable household — without growing headcount.
Multi-advisor · lead-advisor model · shared client base
Several advisors, one compliance team, shared AUM. Role-based access makes the executed-advice loop the single source of truth for who’s doing what.
National firms · broker-dealers · 25+ seats
Multi-branch with a compliance officer, role-based access, SSO, SCIM, and a private deployment path. We co-review the workflow with your internal counsel.
Built for RIA compliance
The trail your compliance team already has to keep.
Planguard ships with the workflow document, the data inputs, and the sample outputs your compliance team needs to review the system against Reg BI and SECURE Act 2.0 before go-live. The trail logs everything — with timestamps.
SEC §408(b)(2)
SECURE Act 2.0
Engagement trail stamps every action back to the clause and the household it came from.
Rule 206(4)-7
SEC Marketing Rule
Recordkeeping-ready. Every accountability email is logged with the inputs it was built on.
Reg BI
Best-interest standard
Workflow documents + sample outputs reviewable in days, not months — co-reviewed with your counsel.
Pricing for RIA firms
Per-seat pricing that doesn’t punish you for adding advisors.
Per-team pricing is $399/month per advisor seat — SSO and role-based access included, no per-extracted-item or per-document fees. Solo pilot at $149/month for RIAs evaluating a single seat first.
Solo advisor
$149
/month
For the independent practice that already writes plans but needs them executed.
- Plan PDF upload (or text export) — reads the signed artifact
- Action checklist extracted from every clause
- Deadline calendar with priority scoring
- Weekly accountability emails to clients + advisor
- Client count: up to 200 active client plans per seat
- SECURE Act 2.0 trail export (CSV / JSON)
Per-team seat
$399
/month, per seat
Multi-advisor firms with shareable compliance review and SSO.
- Plan PDF upload + eMoney / MoneyGuide / RightCapital importers
- Action checklist + document-request list, weighted by priority
- Deadline calendar with firm-wide visibility
- Weekly accountability emails + drip campaigns
- Templates library — branches, mailers, renewals
- Client count: 2,500 active plans per seat (unlimited above)
- Role-based access + SSO + per-seat audit trail
Enterprise
Custom
tailored contract
For national firms, broker-dealers, and RIAs above 25 seats — volume licensing, dedicated compliance support, and a private deployment path.
- Volume seat licensing + dedicated onboarding
- Private deployment (VPC or on-prem) with SSO + SCIM
- Compliance co-review with your internal counsel
- Named technical account lead
Start a 3-day solo trial — see your first signed plan land on the deadline calendar and the weekly cadence fire before you commit.
The execution layer, not the relationship layer. Sits squarely between Wealthbox and Jump — and never bills by plan, by paragraph, or by extract.
Run the executed-advice loop
Make every signed plan a completed one — solo or firm-wide.
Start a 3-day solo trial at $149/month, or go directly per-team at $399/seat. Every plan your advisors already produce turns into a tracked checklist with a deadline calendar, weekly nudges, and the drip campaigns you set. Or email planguard-5@polsia.app for a sandbox plan and the compliance packet.